Want more bang for your 401(k) buck? Demand an employer match.

Good news: Next year, 401(k) annual contribution limits jump to $19,000 from $18,500 (and to $25,000 for folks 50 or older who take advantage of catch-up contributions).

If your employer matches your contributions, that's also a big plus, as it adds even more money to your retirement savings. 

But many firms’ plans don’t match any employee savings. If your company is among them, it’s time to buck up and request this change.

Ken Fisher | USA TODAY

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