For many of us, retirement can seem like a problem for later. I need money now; why should I bother saving money for when I’m 70? I’ve got rent due and groceries to buy this week, not this week plus 30 years.
Tragically, time is already working against us, and it has been for our entire working lives. Delaying retirement savings by even just a few years could result in losing out on hundreds of thousands of dollars later in life.
That’s the bad news. The good news is that it’s never too late to start saving, and getting going is a relatively painless process. Below is our quick-and-dirty guide on how to start prepping for retirement today.
Joshua Rosenblat | NYTimes.com