Savers Rejoice: Your Interest Rate Is About to Climb

First banks widened the gap between what they pay you and what borrowers pay them. Now they will fight for your money.

Hold your horses, savers.

The Federal Reserve raised its benchmark lending rate a few weeks ago, the sixth such increase since 2015. So far, banks have been quick to pass on those hikes to borrowers—though without offering anything extra to long-suffering depositors. Watchful consumers might see headlines about the Fed raising rates, then look at their bank statement and wonder, “What about me?”

Jennifer Surane | Bloomberg

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