As debt climbs in US, the next financial crisis you should worry about is your own

We all seem to be on the lookout for clues that we're on the verge of another widespread financial crisis.

The memories from the debacle a decade ago are so bad that no one wants to be caught by surprise again.

So many wonder: Is it a sign that a recession is looming because December's retail sales were weak and just posted the biggest drop in nine years? Should we be focused on worries that the United States will be hurt by a global industrial slowdown? What about student loan debt? Delinquent car loans?

Susan Tompor | USA TODAY

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