After raising four kids and shelling out cash for clothes, child care, food and school tuition over nearly four decades, Jackie Toye says all her adult children are now out on their own.
The empty nester’s new goal? Securing her financial future now that the kids are off the books.
“It’s time to focus on myself, get my savings back,” says Toye, who lives with her husband in Albany, Georgia.
“I’m in a game of catch-up,” she says, adding that she's also deciding what she wants to do with the "second half of my life."
Adam Shell | USA TODAY