Half of Americans with incomes over $100,000 fear they’ll never retire. Here are some changes you can make, if you have the same concern.

Falling short financially in retirement is a major concern among working Americans, and often, it's an issue that comes into play for lower earners who don't have the means to max out an IRA or 401(k) plan year after year.

But wealthier Americans are worried, too. In fact, in a recent survey of U.S. adults aged 40 to 65 with annual household incomes of at least $100,000, a surprising 50% said they're worried they won't ever be able to retire, according to Edelman Financial Engines.

Maurie Backman | USA Today

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