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How much of a cut to social security benefits can you expect based on your age?

Robert Powell | USA TODAY | Jul 18th, 2021
Category: Education

Come 2034, incoming revenues will be enough to pay about 76% of scheduled Social Security benefits, a 2020 Social Security Administration trustees report predicts.

Given that, how might different generations plan for this? Should they plan for a 24% decline in their scheduled benefit? Should they not factor Social Security benefits into their retirement income plan at all? Or might they do something else.

“Though I think it far more likely that some combination of reforms will eliminate the need for cuts of the magnitude the trustees report suggests, people should be aware of the impact a cut would have on their overall financial situation,” says Joe Elsasser, a certified financial planner and president of Covisum.

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