How to improve your readiness for retirement

Saving for retirement isn’t easy, especially given the cost of basic living expenses and debt payments.

But it’s even harder when you consider that most people don’t have positive financial role models and consider finance topics too taboo to discuss openly, according to a recent Bank of America Merrill Lynch study. And if all that wasn’t bad enough, the study, Finances in Retirement: New Challenges, New Solutions, also notes that 1) financial decisions are the most second-guessed of any major life decisions and 2) 65% of Americans say the language of personal finances is confusing and not user-friendly.

Robert Powell | USA Today

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