If you’ve got extra cash, should you pay off your mortgage or invest?

You have debts to pay, retirement savings to pad, and an investment portfolio to build.

If you find yourself with a bit more money than expected — maybe because you spent a lot less while you hunkered down during the pandemic — what’s the smartest way to use that extra cash flow?

Of course, it all depends. There isn’t a one-size-fits-all approach, and it mostly hinges on your appetite for risk and your long-term goals.

Ethan Rotberg | Yahoo Finance

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