My credit score: 4 things to look for when checking your credit reports

Whether you're gearing up to apply for a mortgage or you simply want to give yourself a financial checkup, it's a good idea to check your credit report. You actually have three different reports, one for each of the three major credit bureaus – Experian, Equifax, and TransUnion. Since each bureau compiles information on you, reviewing a different credit report every four months or so is a good way to stay on top of things.

But what specifically should you be looking for when reading your credit report? Here are a few key items to focus on.

Maurie Backman | USA Today

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