Everyone dreams of a comfortable retirement, where you don’t have to stress about running out of money or pinching pennies. The goal is to enjoy your golden years with enough financial security to live the lifestyle you’ve always imagined. Whether...
The Federal Reserve unveiled plans that would massively scale back a proposal to raise capital requirements for banks after politicians and the banking industry pushed back on the initial plan, warning it could restrict lending and hurt the economy. The...
The Federal Reserve is nearing the end of an era as the central bank looks to cut interest rates for the first time in four years. If the Fed eases monetary policy at its next meeting on Sept. 18 as...
Thursday marks the one-month anniversary of the Aug. 5 “yen shock” — a mini-market panic that quickly spread throughout global markets after beginning in Japan the Monday following the July jobs report. The Nikkei stock index (^N225) hemorrhaged 12% that...
Being a middle-class worker in America is tough, especially when planning for retirement. With inflation eating away at every dollar, nearly half middle-income earners are finding themselves in a bind, cutting back or even stopping their retirement contributions altogether. A...
It’s been the ultimate no-brainer for more than a year: Park your money in super-safe Treasury bills, earn yields of more than 5%, rinse and repeat. Or as billionaire bond investor Jeffrey Gundlach put it last October, “T-bill and chill.”...
There are glimmers of hope in the U.S. housing market, and ambitious buyers might finally find what they’re looking for in coming months, according to reports released Thursday. To be sure, the reports look pretty grim. Sales of previously-owned homes...
Federal Reserve Chair Jerome Powell sent a straightforward message to markets in a key speech on Friday, saying “the time has come” for the central bank to begin lowering interest rates. Speaking at the Kansas City Fed’s annual economic symposium...
Gregg Abella, a money manager in New Jersey, wasn’t expecting the flood of phone calls he got from clients this past week. “Suddenly people are saying to us, ‘Wow, do you think it’s a good time for us to add...
The Internal Revenue Service is going to get its piece of your hard-earned, tax-deferred retirement savings accounts — it’s just a matter of when. A harsh reality? Perhaps. A chance to think strategically about your retirement accounts? Absolutely. That’s because...
Keep a sharp eye on your email inbox in the coming days and weeks, student loan borrowers. Buried amongst the spam mail and coupons may be the latest information on debt forgiveness. The Biden administration has taken its next steps...
Central bankers are independent of the White House as they set interest rates. But the political cycle can put them under unwanted limelight. Federal Reserve officials are widely expected to embark upon a rate-cutting campaign in the coming months, bringing...
Many factors impact the cost of owning a home, such as your mortgage principal, property tax bill, homeowners insurance premium, and — this is a big one — your mortgage interest rate. We’ll discuss what determines mortgage rates. That way,...
The Federal Reserve held interest rates steady Wednesday but hinted that it is nearer to easing monetary policy as it cited “some further” progress on inflation and Fed Chair Jerome Powell told reporters a September cut “could be on the...
This year we celebrate a decade of Archvest! We are so grateful to you, our clients, for your trust and partnership. When we founded Archvest our goal was to change the way people think about financial planning—emphasizing a comprehensive approach...
