The More We Make, the Harder it Becomes to Retire

In the final quarter of the year, I had the opportunity to run retirement plans on quite a few 401(k) plan participants. Whenever possible, I enjoy sitting one-on-one with employees to help them understand and formulate a retirement scenario.

One would think that the less you make the harder it is to retire, but I have found just the opposite to be true. It can become harder to retire when our income is greater because Social Security replaces less of our income as a percentage once you start collecting benefits.

Rob Schulz

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