Financial advisors typically earn an income by charging fees or by earning commissions on the investments they sell. There are several income-generating combinations a financial advisor can choose from to earn his or her living: commission-based fee-based (fees plus commissions)...
Ask anyone who knows about financial planning and they'll probably tell you investing is a major part of the blueprint for success. If you want to buy a house, retire early, or just retire in comfort, careful investing can get...
The latest stats tell us that there are now almost 40 million people in the United States with outstanding student loan debt.¹ For parents of young children, that's the sort of future they'd like to prevent, if at all possible....
If you only ever think about your financial goals when it's time to make a New Year's resolution, you may want to switch things up a bit. It may be time to get serious about personal finance and goal setting-...
With so many financial professionals competing for your business, deciding on the right one can seem impossible. Here are 5 things you should look for to pick the right financial advisor for your needs right now. Your personal finances are...
Fiduciaries have taken an oath of professional standards designed to protect consumers. What exactly does that mean for you? Over the years, people have come to feel wary of brokers. They always seem to be peddling some stock or another...
The alphabet soup worth of titles in the financial industry weaves a pretty compelling story about financial professionals and the industry at large. Over the last several years, story has gotten longer. There are more financial certifications than there ever...
The recent popularity of so-called "robo advisors" has left people wondering: how are they different from your average financial planner – you know, a human? Robo advisors and financial planners have some things in common. Both exist to help customers...
There’s an uptick in how many of us are choosing to get help with managing our finances. In fact, in the ten years between 2002 and 2012, the amount of money being managed by registered financial advisors more than doubled.¹ ...
There's nothing more reassuring than money in the bank. Knowing you have a pile of cash standing by to see you through emergencies helps you breathe a little easier, and of course it makes good financial sense, too. While general...
When your days are already jam-packed with work, school, family or errands, who has time for examining personal finances to look for ways to tighten up money leaks? But if you think of the potential payoff later on down the...
Everyone knows life insurance pays out to your loved ones when you die, so they can keep on living. But did you know there are other reasons, too, for buying life insurance? Here are a few of them. 1. Life...
Financial advisors seem to be everywhere, so how do you find the one that's right for you? Despite how confusing it can feel to source and select a financial advisor, there are a few ways you can start your search...
Understanding Your 401(k) Being smart about investing can befuddle even the most financially savvy among us. But when it comes to understanding your 401(k), there seems to be a special confusion, reserved just for this particular type of retirement investment. Let's see...
