October is Financial Planning Month, making now a great time to think about your financial preparedness and well-being. Money isn’t everything in life, but it certainly helps to achieve security and to open opportunities for you and your family. Personal...
Most beneficiaries have from Oct. 15 to Dec. 7 to decide on drug coverage and whether to switch from traditional Medicare to a Medicare Advantage plan. Older or disabled Americans with Medicare coverage have probably noticed an uptick in mail...
Never take vacation? Here's how to pull off that much-needed escape from work. American workers just aren't good at taking vacation. Last year, over 50% of U.S. employees admitted to leaving vacation days on the table, and back in 2014,...
You made a decision to work with a financial professional and have started to interview prospective candidates. As you're comparison shopping you notice that some candidates have a string of letters after their name. Chances are that alphabet soup refers...
It’s confirmed — Millennials don’t know how to increase their credit scores. At least that’s what a study from LendEDU indicates. In it, 500 Millennials (ages 17–37) were asked questions regarding credit scores, and based on the results, it looks...
Welcome to our weekly money guide. Here are some tips for saving, spending and making the big bucks. LIVING BEYOND YOUR MEANS? Here's a scary stat: 47% of Americans would struggle to come up with $400 to cover an unplanned...
If you've been trying to get your finances in order but a paper-and-pencil-drafted budget or that endless Google Doc just isn't doing the trick, there are plenty of ways to easily plan and save for the future with your phone...
You've left a job where you have money in a 401(k) plan. Do you leave it at your old employer, or roll it over into one of three choices: the 401(k) plan at your new employer, an individual retirement account...
Everyone knows life insurance pays out to your loved ones when you die, so they can keep on living. But did you know there are other reasons, too, for buying life insurance? Here are a few of them. 1. Life...
When your days are already jam-packed with work, school, family or errands, who has time for examining personal finances to look for ways to tighten up money leaks? But if you think of the potential payoff later on down the...
There's nothing more reassuring than money in the bank. Knowing you have a pile of cash standing by to see you through emergencies helps you breathe a little easier, and of course it makes good financial sense, too. While general...
There’s an uptick in how many of us are choosing to get help with managing our finances. In fact, in the ten years between 2002 and 2012, the amount of money being managed by registered financial advisors more than doubled.¹ ...
The recent popularity of so-called "robo advisors" has left people wondering: how are they different from your average financial planner – you know, a human? Robo advisors and financial planners have some things in common. Both exist to help customers...
The alphabet soup worth of titles in the financial industry weaves a pretty compelling story about financial professionals and the industry at large. Over the last several years, story has gotten longer. There are more financial certifications than there ever...
Fiduciaries have taken an oath of professional standards designed to protect consumers. What exactly does that mean for you? Over the years, people have come to feel wary of brokers. They always seem to be peddling some stock or another...
