They often manage your life savings. Be smart about who you hire. Planning your financial life can sometimes be a lot to handle on your own. If you’re paying off your debt, how much should you invest into your Roth...
Your primary goal in saving for retirement may be to ensure that you have enough money to cover your expenses during your senior years. But you may also have a secondary goal – to amass enough of a fortune to...
In February, Zillow appeared so confident in its ability to use artificial intelligence to estimate the value of homes that it announced a new option: for certain homes, its so-called "Zestimate" would also represent an initial cash offer from the...
Many people cite staggeringly low interest rates as a reason to skip an emergency fund. Others cite the threat of continuous inflationary pressure. Regardless, it's still a good idea to keep a solid cash reserve on hand for a number...
Pandemic-related mortgage bailouts are ending, and foreclosures are now rising. Foreclosure starts jumped 32% in the third quarter of this year from the second quarter and were 67% higher than the third quarter of 2020. The foreclosure numbers should stay...
A reader has just written in urging me to take another look at Roth IRAs. This follows my previous column, in which I said I was wary of them, partly because I figured I’ll be paying a lower tax rate...
Following a budget is a smart financial decision. If you stick to a budget, you may be less likely to land in debt, and you may have an easier time padding your savings account on a regular basis. But a...
Amid a red-hot housing market, a large number of prospective buyers are overlooking some of the fine details about insuring their big investment, according to a popular real estate listing website. Data from Realtor.com found that listings are on the...
How the Sandwich Generation Can Plan for Retirement Individuals ranging in age from 35 to 44 or older often fall into a category referred to as the sandwich generation because they find themselves taking care of their children and parents...
You have debts to pay, retirement savings to pad, and an investment portfolio to build. If you find yourself with a bit more money than expected — maybe because you spent a lot less while you hunkered down during the...
You have debts to pay, retirement savings to pad, and an investment portfolio to build. If you find yourself with a bit more money than expected — maybe because you spent a lot less while you hunkered down during the...
Around 35 million American families have already received their first advanced child tax credit payment. Beginning on July 15, the advanced payments began. The checks will continue to be disbursed every month until the end of the year totaling half...
Come 2034, incoming revenues will be enough to pay about 76% of scheduled Social Security benefits, a 2020 Social Security Administration trustees report predicts. Given that, how might different generations plan for this? Should they plan for a 24% decline...
The vast majority of Americans do not meet commonly held definitions of what it means to be rich in the U.S. Respondents to Schwab's 2021 Modern Wealth Survey said a net worth of $1.9 million qualifies a person as wealthy....
The coronavirus pandemic is breathing new life into the argument for a four-day workweek. As employees report burnout and many are refusing to return to the office post-pandemic, employers are rethinking workplace flexibility. For New York-based crowdfunding platform Kickstarter, one...