Category: Education

March 14, 2017
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Lower wages and higher medical costs are putting retiring women at greater risk for financial ruin than men, according to a recent survey. Seventy percent of nursing home residents are women, and the average cost of a private nursing home room is...

March 14, 2017
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Many workers have access to a 401(k) retirement savings plan, but that doesn't mean they understand much about it. Financial advisors routinely see new clients who either have little grasp on the inner workings of their 401(k) plan or have...

March 7, 2017
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Saving for retirement isn’t easy, especially given the cost of basic living expenses and debt payments. But it’s even harder when you consider that most people don’t have positive financial role models and consider finance topics too taboo to discuss...

February 28, 2017
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It’s a new year. How healthy are your finances? Take the test to find out and get into top shape with this three-step guide. Forbes

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February 17, 2017
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If you’re self-employed, an independent contractor or the owner of a small business, you can really use some money-saving tax tips right now. After all, the total taxes on your net income as a sole proprietor can be as high...

January 19, 2017
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Parents and students paying for college know how expensive it can be. To help defray these costs, many middle-income families qualify for tax credits and deductions when they spend money on education related tuition and fees. But which credits or...

January 17, 2017
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Elder abuse is a rapidly growing problem in the U.S. Or at least so say experts who testified before a Senate Special Committee on Aging hearing in November. In fact, one in 10 seniors age 60 and older, some 5...

January 10, 2017
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U.S. Housing and Urban Development Secretary Julián Castro said on Monday the Federal Housing Administration will reduce the annual premiums most borrowers will pay by a quarter of a percent.  The FHA is reducing its annual mortgage insurance premium by...

January 10, 2017
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In the final quarter of the year, I had the opportunity to run retirement plans on quite a few 401(k) plan participants. Whenever possible, I enjoy sitting one-on-one with employees to help them understand and formulate a retirement scenario. One would think...

January 4, 2017
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When it comes to retirement readiness, you may not be as prepared as you think. According to TIAA’s 2016 Lifetime Income Survey, fewer than half of Americans know how much they have saved for retirement, and only 35% know how much monthly...

December 29, 2016
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If you’ve taken on the task of mapping out your annual financial plan, you deserve a pat on the back. Ensuring that you’ve covered all of the bases is important to both your short- and long-term financial health. Keeping track of...

December 22, 2016
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Since I started working as a financial advisor I have had so many people ask me the same question, “What is the difference between a Roth IRA and a Traditional IRA?” I am going to lay out the basics below on the differences,...

December 13, 2016
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Advice on timing deductions, avoiding wash sales and keeping rental income tax free. Haste makes waste, especially in the increasingly complex and often counterintuitive world of taxes. As the year draws to a close, many taxpayers scramble to take advantage...

December 6, 2016
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Giants such as Baidu and Alibaba create their own economic gauges. Wu Haishan was at Princeton studying how schools of fish swim together when the crowd behavior of a much bigger group grabbed his attention: his 1.35 billion fellow Chinese....

November 29, 2016
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Get your toys now, but hold off on the gym memberships. Hopefully, you haven’t finished your holiday shopping yet because December is the best time to buy many great gifts. Of course, even if you aren’t shopping for anyone this month, there...