Most investors probably don’t spend too much time thinking about their cash holdings. They most likely view their cash as a necessary evil: It earns next to nothing right now, but the trade-off is principal stability (or, for non-guaranteed investments,...
You'd think that, by the time you retire, you no longer have to do all the things you did when you were working — be responsible, pay attention to detail and respond to other people's demands. While it's true you...
U.S. Sen. Elizabeth Warren has said "borrowers should be able to refinance their student loans to take advantage of lower interest rates, the same way people refinance a mortgage." Actually, some borrowers, especially those with good credit and income, already have refinanced their...
A global retirement index measures 43 nations on income inequality, financial stability, happiness, and more. In the retirement security Olympics, it's a sweep for northern Europe. Norway, Switzerland, and Iceland won the top three spots in Natixis Global Asset Management's...
These are the basics of running your financial life. Just 8 percent of college students taking a recent survey gave themselves an A for how well they manage their finances. In a larger, 2014 survey of U.S. adults, 18 percent...
A friendly reminder to all Costco credit cardholders: You'll need to have your new Costco Anywhere Visa credit card on hand to shop at Costco stores and online starting June 20—the day the bulk retailer officially switches to the new...
For many Americans, Social Security benefits are the bedrock of retirement income. Maximizing that stream of income is critical to funding your retirement dreams. The rules for claiming benefits can be complex, and recent changes to Social Security rules created...
The IRS slapped Americans with an additional $34 billion in levies last year. It depends, in part, on how rich you are. Uh-oh. You messed something up on your tax return. What now? Audits alone found an additional $25 billion in taxes owed...
Strive to pay off lingering debt and get your finances in order in 2016. A new year is approaching, and with it comes the desire to do better. We make New Year's resolutionsfor all aspects of our life, and our money...
Type your job title into the search box on the linked webpage to find out the likelihood that it could be automated within the next two decades. About 35% of current jobs in the UK are at high risk of...
The credit cards in most Americans’ wallets are pretty much antiques. They’re easy to counterfeit, thanks to magnetic strips that rely on basically the same 1960s technology used in cassette tapes. At last they're getting an upgrade, giving them the technology,...
The Federal Reserve’s interest-rate-setters opted for caution when they voted not to raise rates at today’s meeting. On some measures, things look better than when the rate-setting committee last met in June. The committee’s median growth forecast for 2015 has...
Men are short of a standard goal by $270,000. Women? Half a million dollars, according to a new report. So here's what you need to do: Just save a lot more while earning a lot less. While both men and...
For the municipal bond industry, 2015 marks the midpoint in what may turn out to be the decade of the bankruptcy. onwallstreet
...‘Tis the season for gifts and giving — the holidays are now in full swing. Retailers and advertisers are all making the pitch for your hard earned dollars. The power of persuasion is at play tempting one to re-categorize his/her...
